Hey there weekday warriors,

Before we get into it today, a friendly reminder that one of the best ways you can support this newsletter is by showing our sponsors some love (clicking and checking out their offers). They’re how I keep this newsletter free af.

You guys know what to do…

Keep on snapping necks and cashing checks,

- tyler

+ US stocks “were lower after the close on Monday, as losses in the Healthcare, Oil & Gas and Industrials sectors led shares lower." (Investing.com)

+ The 10-year Treasury yield was lower on Monday, “extending declines after a weaker-than-expected report on the housing market." (Reuters)

+ Oil "fell on Monday, with the Brent benchmark dipping below $80 a barrel as investors awaited this week's OPEC+ meeting and expected curbs on supplies into 2024." (Reuters)

+ Bitcoin fell alongside stonks.

+ The three most talked about stocks on WallStreetBets in the past 24-hours were: 1) Nvidia +0.98% 2) Visa -0.06% 3) Tesla +0.27%.

Look at me, I’m the captain now…

Andy Jassy has been in the arena trying stuff…

… like building the largest parcel delivery service in the US (well, second, if we count USPS). According to internal Amazon docs (btw, getting your hands on that and going public with it is the kinda stuff that will get you locked up in the Gulag deep in the bowels of Amazon HQ…) surpassed UPS’s delivery load in the year of our lord 2022.

And it has no plans to take its foot off the gas. AMZN expects to move about 5.9B units in 2023, which is a 13.5% increase vs. last year. Meanwhile, UPS said that it doesn’t expect to beat last year’s 5.2B units. You hate to see it…

Now, keep in mind, those UPS figures include packages it doesn’t take the last mile (it lets the Postal Service handle that). Oh, and Amazon could rug-pull UPS at any time. Currently, Amazon packages account for ~11% of UPS’ revenue.

So, how’d Amazon do it?

By treating its delivery drivers and warehouse employees like Qatari World Cup workers…

Amazon has taken a page out of FedEx’s playbook by building an army of Doug Heffernan’s. Shipping with Amazon allowed anyone with a valid driver’s license and $10k to own a local shipping route. It’s attracted more than 200k drivers so far…

Then, of course, there’s the company’s investment in tech. Amazon’s new Sequoia robotics system (think: Boston Dynamics robots, but it grabs packages instead of doing parkour) will speed up delivery by an estimated 25%.

Both UPS and FedEx shares were down yesterday following the news that they had been cucked by Amazon at their core competency. Amazon was up on optimism around strong Black Friday spend.

This is a sponsored post. The best way to show TWC love is by showing our partners some love.

+ Bill Gates Is Pulling In Nearly $500 Million In Annual Dividend Income. Here Are The 5 Stocks Generating The Most Cash Flow For His Portfolio (Read)

+ Why Millennials Need To Earn $525,000 A Year To Feel Happy (Read)

+ Warren Buffett shared timeless investment wisdom in his first-ever national TV interview nearly 40 years ago. Here are the best 9 quotes. (Read)

+ ICYMI yesterday... Gen Z, millennials are ‘house hacking’ to become homeowners in a tough market. How the strategy can help (Read)

+ “Did we just become best friends?”

Cigna and Humana are apparently look to combine in hopes of transforming to really inefficient, slow-moving health insurers into one even more inefficient health insurer. Cigna’s currently valued at $80B and Humana’s market cap sits around $60B… which means antitrust regulators are going to have some questions.

The merger might be the reason Cigna was looking to offload its Medicare Advantage biz. Turns out it wasn’t because management is a bunch of ageists. The hope is that offloading its Medicare sales could clear the way for government approval.

Shares of Cigna and Humana fell 7% and 3% respectively… (Read)

+ *ESG investors’ heads explode*

Shein, the fast-growing (that’s probably an understatement, tbh) Chinese fast fashion brand, has confidentially filed for an IPO. Most recently, the company that’s been accused of everything from filling our landfills with $2 halter tops to employing child laborers was valued at $66B.

The company won’t just have to deal with tree huggers, though. The House Select Committee on the Chinese Communist Party is kicking the tires on Shein’s connections to Beijing. (Read)

+ GDP and football… that’s what America does. You see, it wasn’t just our nation’s crippling debt load that grew in Q3. Gross domestic product rose 5.2% in the third quarter, higher than Uncle Sam’s initial reading (4.9%) and above economist’s expectations (5.0%). (Read)

Here's what I'm keeping an eye on today...

+ Intuit, Workday, Splunk, Netapp, Hewlett Packard Enterprise, and Crowdstrike report

+ The National Retail Foundation reports Thanksgiving/BFCM sales figures (spoiler: new high scores)

Yesterday I asked What’s the worst thing you’ve seen/heard happen at a company holiday party?

My favorite answer was “my colleague passed out and sh*t himself on the bus ride back home from our holiday party.” This one put a smile on my face. I think you need to quit and change industries after that, right?

Here’s today’s question…

Sports Illustrated got called out for making up “journalists” who were just AI-generated images that produced AI-generated content. So…

What’s the best way you’re using ChatGPT to make your life easier?

Reply directly to this email and I’ll share the best answers tomorrow.

Oh, and one more thing…

Does this look like the face of a guy you should take financial advice from?

No, it’s the face of a God-fearing family man with sh*t-for-brains. So, act accordingly...

This is not financial advice. Nothing in this newsletter is an investment recommendation. All content is created for entertainment, educational, or informational purposes only. Do your own research, or do yourself a favor and hire a professional.